Deposit Loan Composition
Financial Highlights
2020 FQ3 YTD
9/30/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
Loan Composition (%)
Total Gross Loans($000) 3,350,544 2,856,667 2,753,085 2,558,552 2,378,620
Gross Loans HFI Growth 22.09 3.62 7.67 7.50 4.44
1-4 Family Loans/ Loans 10.40 11.89 11.17 9.95 8.21
Multifamily Loans/ Loans NA 2.64 2.61 1.77 2.48
Commercial Real Estate Loans/ Loans NA 51.23 51.60 53.72 52.87
Commercial & Multifamily Real Estate Loans/ Loans 46.74 53.87 54.21 55.50 55.35
Real Estate Loans/ Loans 57.14 65.76 65.38 65.45 63.56
Construction & Development Loans/ Loans 1.52 1.96 1.63 1.17 1.46
Home Equity Loans/ Loans 1.43 1.85 2.10 2.56 3.18
Credit Card Loans/ Loans 0.01 0.02 0.02 0.02 0.02
Vehicle Loans/ Loans 0.27 0.41 0.56 0.70 0.88
Other Consumer Loans/ Loans 0.19 0.36 0.42 0.64 0.89
Consumer Loans/ Loans 1.90 2.64 3.10 3.93 4.96
Commercial Loans/ Loans 39.44 29.63 29.88 29.46 30.01
Foreign Loans/ Loans 0 0 0 0 0
Other Loans/ Loans 0 0 0 0 0
Unearned Income and Other Adjustments/ Loans NA NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 3,372,034 2,690,384 2,463,708 2,522,365 2,374,985
Deposit Growth 33.78 9.20 (2.33) 6.21 4.38
Transaction Acct Deps/Tot Deps 56.04 46.73 49.88 49.72 50.04
Savings Acct Deps/Tot Deposits 9.43 10.01 12.87 12.99 14.53
Money Mkt Deps/Tot Deposits 17.05 18.93 17.63 16.93 11.45
MMDA & Savings/Total Deposits 26.49 28.94 30.50 29.92 25.98
Retail Time Deps/Tot Deposits 5.14 7.36 6.50 6.04 6.15
Jumbo Time Deposits/ Deposits 12.33 16.96 13.13 14.32 17.82
Tot Time Deposits/Tot Deposits 17.47 24.32 19.62 20.36 23.98
Foreign Deposits/Total Deposits 0 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0 0
Non-CDs/Total Deposits 82.53 75.68 80.38 79.64 76.02
Core Deposits/Total Deposits 87.67 83.04 86.87 85.68 82.18
Noninterest-bearing Deposits/ Deposits 43 34.38 36.12 34.35 34.13
Interest-bearing Deposits/ Deposits 57 65.62 63.88 65.65 65.87
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.