Deposit Loan Composition
Financial Highlights
3/31/2017
12/31/2017
3/31/2018
6/30/2018
Loan Composition (%)
Total Gross Loans($000) 2,441,314 2,558,552 2,551,204 2,636,856
Gross Loans HFI Growth 10.40 7.50 (1.04) 13.25
1-4 Family Loans/ Loans 8.43 9.95 10.39 10.76
Multifamily Loans/ Loans NA 1.77 NA NA
Commercial Real Estate Loans/ Loans NA 53.72 NA NA
Commercial & Multifamily Real Estate Loans/ Loans 54.65 55.50 55.73 54.88
Real Estate Loans/ Loans 63.08 65.45 66.12 65.64
Construction & Development Loans/ Loans 1.31 1.17 1.23 1.44
Home Equity Loans/ Loans 2.93 2.56 2.41 2.32
Credit Card Loans/ Loans 0.02 0.02 0.02 0.02
Vehicle Loans/ Loans 0.82 0.70 0.67 0.63
Other Consumer Loans/ Loans 0.82 0.64 0.56 0.49
Consumer Loans/ Loans 4.59 3.93 3.65 3.46
Commercial Loans/ Loans 31.02 29.46 29 29.47
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0 0 0 0
Unearned Income and Other Adjustments/ Loans NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 2,278,016 2,522,365 2,540,053 2,529,811
Deposit Growth (16.33) 6.21 2.80 (1.61)
Transaction Acct Deps/Tot Deps 49.58 49.72 48.12 48.84
Savings Acct Deps/Tot Deposits 15.60 12.99 12.84 12.92
Money Mkt Deps/Tot Deposits 12.25 16.93 19.15 19.61
MMDA & Savings/Total Deposits 27.85 29.92 31.99 32.53
Retail Time Deps/Tot Deposits 6.25 6.04 6.14 6.33
Jumbo Time Deposits/ Deposits 16.32 14.32 13.74 12.30
Tot Time Deposits/Tot Deposits 22.57 20.36 19.89 18.63
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 77.43 79.64 80.11 81.37
Core Deposits/Total Deposits 83.68 85.68 86.26 87.70
Noninterest-bearing Deposits/ Deposits 33.26 34.35 32.68 34.96
Interest-bearing Deposits/ Deposits 66.74 65.65 67.32 65.04
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.